Shock Notes Guide to Personal Finances

After much hard work and dedication, you’ve earned your money. But unconsciously making thoughtless mistakes while spending can lead to the swift disappearance of these funds. Although humans are prone to mistakes, you don’t have to make all the errors yourself to learn from them.

In this article, we will take a closer look at the top 24 best ways to manage and budget your money, and avoid overspending.

Money is believed to be the greatest concerns for most people today and whether at an individual, corporate or even national level, the subject of finance never fails to attract some degree of debate. Money has changed our outlook on many things. What was once considered as a comfort commodity has become a necessity. And […]

How much fun you have has no relation with the amount of money you spend. Having fun often has no price tag. Here are a few ways you can have fun without lightening your wallet. 1. Host a pot luck A pot luck is a meal you have with friends where each guest brings a […]

Investments allow you to keep a part of your money away from your daily expenses and brings in passive income. It is important to find the right investment option. You have to choose the right option depending on your income level, frequency of income, assets you own, and credit score. Here are the top 30 investment options available for you to choose from.

Getting rich and staying that way consists of two parts:  Increasing cashflow in, and reducing cashflow out.  This post is about the top methods people use to reduce cashflow out. Cut down on entertainment You should cut entertainment costs first.  Entertainment are the luxuries you pay for when you have more time and money than […]

Parents should not let their children gear their lives to money-making schemes to the extent that they endanger their own lives. Former US president Barack Obama once said that “Money is not everything, but it makes a big difference.” Let your children know that life is sacred and money is temporary so they shouldn’t prioritize […]

Thanks to the internet, it’s possible to make extra cash without even leaving your home. Whether you want a full-time income or a little extra cash, there are many options if know where to look. No matter where your skills lie, you are going to find a job you can do from home. Let’s take […]

Finding techniques that will help you get out of debt faster is vital. They center on helping you save money, make more money, and make faster loan repayments. Having debt is frustrating. However, loans are sometimes a necessary evil. For example, taking on debt to go to college may be worth taking on debt for […]